One of the most dramatic changes in retirement is the loss of external order and structure which has followed us from kindergarten on. Especially if there is no transition, we can find ourselves going from too little free time to too much. Many new retirees fill their calendars with travel, bridge, volunteer work, gardening, or social events. That stage lasts anywhere from six months to two years, by which time most people have either figured out a new pattern or, in some cases, gone back to work.
The challenge facing a retiree is to create their own order and structure. One of the great insights of behavioral economics is that having too many choices is almost as bad as having none at all. Economist Herbert Simon argued that what suits our human brains best is “bounded rationality”—making our choices about how to use our resources of time and money from a limited set of options. Defining that set is one of the first tasks of retirement life. (He won a Nobel Prize in Economics for his work.)
There are several ways to create order and structure to free you from constantly fretting over what to do next. The key is to create habits—things that you do on specific days or at specific times. (I play Wordle and do a sudoku puzzle and the daily word jumble to jumpstart my brain each morning). Exercise is a habit that is time constrained for some, flexible for others. I used to go to Jazzercise three times a week at 8. During the pandemic I made a permanent shift to a thrice weekly neighborhood cardio class, while the other four days I do Jazzercise online at a convenient morning time.
About three years ago I set out on a determined effort to lose the weight I had acquired from some very difficult periods of my life, including the death of my husband of 53 years and my closest woman friend six months later. I tried a variety of approaches before choosing Noom, a weight management program based on cultivating new habits. Among those recommended habits are a 12-hour overnight fast, drinking more fluids, and only eating when you feel hungry. What I learned from Noon helped me adopt new habits in many dimensions of my life beyond eating, exercising, and weight management.
That broader application of changing habits really registered with me because I had been reading about the role of habits in freeing our attention from distractions and allowing us to focus. It’s kind of like downloading part of the brain to an external hard drive and letting certain parts of your day be driven by autopilot rather than a constant demand for choices. Being faced with too many choices, according to Simon, means either making poor choices or not choosing at all.
I was raised in a culture of habit. Women like my mother often followed a regular schedule of meals, so they wouldn’t have to waste time each day planning dinner. If this is Monday, we eat spaghetti. They also followed a regular schedule of household chores. If this is Monday, it must be laundry day. Wednesday? The weekly grocery shopping. My mother also made a habit of ironing five pieces a day, but that was before permanent press and clothes dryers. What I learned from her ironing habit was to break larger and more daunting tasks into manageable portions and do them over time rather than all at once. For example, as a writer, I commit to at least 500 words a day.
I start each day at about 5 or 5:30 by writing in my journal (that doesn’t count toward the 500 words!), reading the newspaper online, checking my email, and laying out my plans for the day. Those plans normally include some practice of my vocation (writing, teaching, mentoring, and organizational leadership), house and yard tasks and projects, exercise, connecting with others either as individuals or in a group , and learning. Learning may be taking a class but more commonly is reading or watching a video on Wondrium, the streaming version of the Great Courses. And no, this blog is not a paid political endorsement for either Noon or Wondrium or Jazzercise. They are just examples.
I make a point to include something that is fun most days—wine with a friend or friends, a walk in the Botanical garden, a play or concert. Unless I have an evening meeting, I generally quit around five or 5:30 to have dinner, read, and watch television before going to bed at 9. I have always been early to bed, early to rise—no virtue there, just being aware of my biorhythm.
I have changed my eating habits, but thanks to a friend who taught classes in downsizing I have also picked up a habit that gets me through the more tedious activities. Set the timer for fifteen minutes and choose a task or a room or a project and do it for fifteen minutes. Cleaning a junk drawer. Vacuuming the rug. Cleaning the car. Weeding the garden. When the bell rings on your smart watch or phone or oven timer, you can quit, or finish, or set it again.
Those are my habits. They are probably not yours, although some of them (like the fifteen-minute timer) might be useful. Rather, the message is that retirement is an opportunity to identify, reconsider, and adapt your habits in ways that enrich your life. I invite you to create an order and structure that works for you while feeling free to take a day off now and then from part or all of it. Reworking your habits, one at a time, will enrich your life and free you from an externally imposed structure to create one that is uniquely yours Feel to comment with any tips of your own!
In my previous blog, I said there would be only two in this series. I was wrong. It is three. Or maybe four. Watch this space.